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What matters to you, matters to us.
FDIC Insured
Contact Us  |  Locations & Hours
Loans     Commercial Lending     Mortgage Services     Rates     Calculators     About Us
Save money with a Home Equity
Line of Credit from Bay Bank
• Rates as low as 2.75% APR*
• Borrow up to 89% of the equity in your home
• $250,000 maximum line amount
Learn More  
  Click here.
No matter what the need –
home improvements, a new car or
college tuition, Bay Bank's Home Equity
Line of Credit is a convenient and fast
way to finance any large purchase.
Contact us today
at any of our convenient
locations to apply.
Branch Locations
• Arbutus
• Cockeysville
• Glen Burnie
• Hickory/Bel Air
• Highlandtown
• Lutherville
• N. Charles
• Perry Hall
• Towson East
View Locations
  *The Annual Percentage Rate for all balances will be the Wall Street Journal (WSJ) Prime rate
then in effect minus .25% and can change monthly. The quoted rate is available to customers
with credit scores of 720 or above with a loan-to-value of 80%. Where there are two or more
borrowers, all credit scores will be averaged to determine the qualifying credit score for the
quoted rate. The quoted rate also reflects an additional .25% rate reduction for a direct debit
payment from a Bay Bank deposit account. Your rate may be higher. As of 6/10/2014 the WSJ
prime rate is 3.25%. The maximum APR is 24%. Closing costs range from $450 - $3,000.
Property insurance is required. Subject to credit approval. Primary residences only. Terms
and conditions are subject to change without notice.

Want to get in touch?

Email us at
 –  Call us at 1-888-800-0824 (M-F 7:00am - 9:00pm US EST)
(Our development teams work 24/7)

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